Get personalized mortgage advice with current 2025 rates
⚠️ 2025 Alert: Rates from 5.24% | Base Rate: 4.75% | SVR: 7.75-8.50%
Quick 2025 Mortgage Calculator
👋 Hello! I'm MortgageBot, your AI mortgage advisor with current 2025 market data.
**2025 Market Update:**
• Best 5-year fixed rates from 5.24%
• Bank of England base rate: 4.75%
• SVR rates: 7.75-8.50% (avoid at all costs!)
• Lending criteria tightened (4.2x income max)
I can help you with:
• Current mortgage quotes and calculations
• First-time buyer guidance
• Urgent remortgaging advice
• Government schemes
**URGENT:** If your fixed rate expires soon, don't delay - SVR rates are punitive!
Try one of the quick replies below or ask me anything!